Pengaruh Pembiayaan Rahn pada Usaha Mikro Terhadap Peningkatan Pendapatan Nasabah di Pegadaian Syariah Binjai

Abstract

This study focuses on the discussion of the effect of rahn financing on micro-enterprises channeled by the Binjai Sharia Pegadaian on increasing the income of customers who receive the financing. This type of research is quantitative research that emphasizes numerical data (numbers) processed using inferential statistical methods (analyzing the relationship between variables by testing hypotheses). Data analysis in this study used the validity test, reliability test, normality test, t test, r test, and simple linear regression analysis. The results of the study explain that there is a significant influence between rahn financing in Micro Enterprises on increasing customer income at Pegadaian Syariah Binjai. Rahn financing for micro businesses channeled by Pegadaian Syariah Binjai affects the increase in the income of customers who receive this financing by 63%. There is a positive or in-line relationship between rahn financing and an increase in customer income, the greater the rahn financing distributed by the Binjai Syariah Pegadaian, the increase in the income of customers receiving the rahn financing will increase, and vice versa the smaller the rahn financing distributed by the Binjai Syariah Pawnshop, the increase the income of customers receiving rahn financing will decrease.